 |
Current Loan Rates
Rates Effective As Of: November 10, 2008.
| LOAN
TYPE |
APR* |
TERMS |
| Vehicles (New & Used) |
| 2008 |
6.75% |
-
|
| 2007 |
7.00% |
-
|
| 2006 |
7.25% |
-
|
| 2005, 2004 |
7.85% |
-
|
| 2001, 2002, 2003 |
7.85% |
-
|
| | |
| Motorcycles (New & Used) |
| 2008 |
7.75% |
Up To 72 Mos |
| 2007 |
8.00% |
-
|
| 2006 |
8.25% |
-
|
| 2005, 2004 |
8.85% |
-
|
| 2001, 2002, 2003 |
8.85% |
-
|
| | |
| Home Equity |
| |
6.00% |
Up To 60 Mos |
| |
6.50% |
61 - 120 Mos |
| |
7.50% |
121 - 180 Mos |
| | |
| Share Secured |
| |
4.50% |
-
|
| | |
| Personal Loan |
| |
5.90% |
0 - 12Mos |
| |
6.90% |
13-24Mos. |
| |
7.90% |
25-36Mos. |
| |
8.90% |
37-48Mos. |
| |
9.90% |
49-60Mos. |
| | |
| VISA Credit Card |
| |
9.90% |
-
|
| | |
*APR = Annual Percentage Rate.
* Number of Months for Vehicle Loan based on
the value of the Vehicle. See chart below.
| $2000 |
24 Mos |
$8000 |
48 Mos
|
| $3000 |
30 Mos |
$9000 |
52 Mos
|
| $4000 |
36 Mos |
$10,000 |
54 Mos
|
| $5000 |
40 Mos |
$11,000 |
60 Mos
|
| $6000 |
42 Mos |
$16,000 |
66 Mos
|
| $7000 |
46 Mos |
$20,000 |
Up 72 Mos |
Please click here to
bring up the printable loan application.* This application handles
loan and Visa applications. The application is in Acrobat PDF format**.
Please mail the application or drop the application off at the credit
union. You may also fax to the credit union at (717) 248-9672. Your
loan disclosure information will be mailed to you once your loan
is processed.
* Certain Restrictions may apply based upon loan approval.
| Annual Percentage Rate (APR) for Purchases |
VISA 9.9% |
| Other APRs |
Cash Advance.........9.9% |
| Grace Period for Purchases |
25 Days |
| Method of Computing the Balance for Purchases |
Average Daily Balance (Including New Purchases) |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Late Payment Fee |
$10.00* |
| Over-the-Credit Limit Fee |
$10.00 |
* If twenty (20) or more days late. The information
about the costs of the card described in this application is accurate
as of 1/2004. This information may have changed after that date.
To find out what may have changed, contact the credit union. Foreign
transaction fee will be 1% of conversion transaction amount.
|
|
Equal Housing Lender