 |
Current Loan Rates
Rates Effective As Of: January 01, 2026.
| LOAN
TYPE |
APR* |
TERMS |
| Vehicles (New & Used) |
| 2026 |
5.99% |
-
|
| 2025 |
5.99% |
-
|
| 2024/2023 |
6.09% |
|
| 2022/2021 |
6.49% |
-
|
| 2020 |
6.89% |
-
|
| 2019/2018 |
6.89% |
-
|
|
| Motorcycles (New & Used) |
| 2026 |
6.99% |
Up To 72 Mos |
| 2025 |
6.99% |
-
|
| 2024/2023 |
7.09% |
-
|
| 2022/2021 |
7.49% |
-
|
| 2020 |
7.89% |
-
|
| 2019/2018 |
7.89% |
-
|
|
| Home Equity |
| |
5.75% |
Up To 60 Mos |
| |
6.39% |
61 - 120 Mos |
| |
6.49%
|
121 - 180 months
|
| |
|
|
|
| Share Secured |
| |
3.50% |
-plus .05% dividend rate
|
|
| Personal Loan |
| |
8.90% |
0-60 Mos. |
| |
|
|
| |
|
|
| |
|
|
| |
|
|
|
| VISA Credit Card |
| |
10.90% |
-eff. 08/01/09
|
|
| Better Choice Loans |
| |
28.00% |
n/a
|
|
*APR = Annual Percentage Rate.
* Number of Months for Vehicle Loan based on
the value of the Vehicle. See chart below.
| $2000 |
24 Mos |
$8000 |
48 Mos
|
| $3000 |
30 Mos |
$9000 |
52 Mos
|
| $4000 |
36 Mos |
$10,000 |
54 Mos
|
| $5000 |
40 Mos |
$11,000 |
60 Mos
|
| $6000 |
42 Mos |
$16,000 |
66 Mos
|
| $7000 |
46 Mos |
$20,000 |
Up 72 Mos |
* Certain Restrictions may apply based upon loan approval.
|
|
Equal Housing Lender